We often work with business owners who want to start taking their pensions and investments seriously. Typically they have spent many years building their business and now are at a point where it’s starting to pay off. We help business owners to efficiently extract cash from their business and invest into a professionally managed portfolio to diversify their wealth and secure their financial future.

Some of our clients are in the fortunate position of being set for life. They have more than enough money set aside and are now able to let their hair down and enjoy themselves. The problem is, they’re afraid to spend what they’ve worked so hard to build up, and understandably so.

We help these clients by stress-testing scenarios that often help them to see that they can comfortably afford to spend more on themselves.

We can also show them the potential impact of making financial gifts to loved ones. We often come across situations where people want to help their children and grandchildren, but in a managed way (to make sure any gifted funds are not used to buy a Lamborghini!). We can help these clients by involving their adult children in the process so that everyone understands the details.

We often work with clients who are either divorced or going through a divorce, helping them with Pension Sharing Orders, building a long term financial plan, sorting out and consolidating any old pensions/investments into a modern portfolio that’s fit for purpose, and guiding them through the next chapter of their lives.